Singapore

Start To Learn!

Start learning about these cognitive biases in a fun way to be financially smart.

Your Biases and Your Money

How your imperfections are costing you.

According to a 2023 Consumer Federation of America Survey:

Those who reported understanding of cognitive biases spent 22% less on impulsive purchases.


Singapore


01

January

Kickstart your financial year by breaking free from anchoring bias—discover how it affects goal-setting in Singapore and how to set smarter, more adaptable financial resolutions.

02

February

Avoid the trap of confirmation bias this Chinese New Year—uncover how it influences your spending and tax planning in Singapore, and learn how to shop smarter and save more.

03

March

It’s time to declutter your finances—find out how status quo bias keeps you stuck with outdated financial choices in Singapore, and learn how to refresh your financial portfolio for better returns.

04

April

Don’t let optimism bias catch you off guard—explore how it impacts emergency fund planning in Singapore, and ensure you’re prepared for whatever life throws your way.

05

May

Graduating soon? Learn how status quo bias can trap you in less favorable student loans and discover better refinancing strategies tailored for Singaporean graduates.

06

June

Don’t let sunk cost fallacy derail your wedding budget—find out how it affects financial decisions in Singapore and get tips for making smarter, future-focused choices.

07

July

Break free from the herd mentality—explore how herding behavior influences investment decisions in Singapore and learn to take control of your portfolio with personalized strategies.

08

August

Stop loss aversion from draining your wallet—discover how it impacts back-to-school spending in Singapore and learn budgeting tips to prioritize essentials and save more.

09

September

Don’t let the availability heuristic skew your insurance decisions—learn how this bias affects insurance choices in Singapore and ensure you’re fully covered with the right policies.

10

October

Confront your financial fears this Halloween—uncover how loss aversion impacts Singaporeans’ financial planning and find ways to overcome the fear of financial setbacks.

11

November

Plan for a secure retirement by tackling the planning fallacy—learn how it affects retirement strategies in Singapore and set realistic goals for a worry-free future.

12

December

Don’t let scarcity bias trick you into overspending this holiday season—discover how it drives spending in Singapore and learn how to stay on budget while still spreading joy.

Frequently Asked Questions

How can I start learning?

Click on one of the months to start your journey with Thrive Wallet! We recommend going in chronological order to maximize your knowledge.

Who is this course catered to?

This course is catered to Singaporeans of all ages, from those seeking to learn more about personal finance to those who have already retired or gained financial independence.